The popularity of ridesharing services like Lyft and Uber has skyrocketed in Newport Beach. Residents and visitors rely on these services to get to and from work. Ridesharing is also used to get to attractions and a lively nightlife. Nonetheless, with the increase in these cars on local roads, there is a higher risk of serious car accidents.
During 2019 and 2020, Uber was involved in 91 fatal accidents, resulting in 101 deaths, as reported by Uber’s safety report. 32% of the accidents were the result of overspeeding. Drunk driving was the second-leading cause, accounting for 23% of all accidents. Approximately 64% of victims are pedestrians, 42% are vulnerable road users, and 29% are riders on other vehicles.
Few laws or legal precedents address the unique challenges of ridesharing accidents because the industry is still so young. In the event of a ridesharing accident, you should contact rideshare accident lawyers. The attorney will assist you in determining which insurance policies apply to your situation. They will also submit a claim with the insurer of your choice.
So, why are rideshare accidents more complicated than regular car accidents? Let’s find out.
Why Rideshare Accidents Are More Complicated Than Regular Car Accidents
Rideshare Accidents Frequently Involve More Than One Party
Determining Fault in an Uber Crash Can Be Challenging
You Have to Submit Claims to Multiple Insurance Providers
Rideshare Accidents Frequently Involve More Than One Party
Rideshare accidents are particularly complicated due to several factors. There are usually two licensed motorists or entities involved in a car accident. The quantity of insurance coverage is also generally predetermined.
However, the extent of insurance coverage in the event of a rideshare accident will vary depending on the type of ride. Among the possible parties concerned in a rideshare accident case are:
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- Rideshare’s driver
- Pedestrians
- Other drivers who aren’t part of a rideshare service
- Individuals riding the Uber
- Accompanying traveler of a non-rideshare driver
- The vehicle manufacturer
- Local government, such as a county or city
Determining the Fault in an Uber Crash Can Be Challenging
Proving fault is necessary for recovering damages for pain and loss after a significant injury sustained in an Uber accident. When the rideshare driver is at fault, the insurance claim process can differ from other claims.
The company’s group insurance coverage only covers accidents involving rideshare vehicles under certain circumstances, like when the driver is on their way to pick up a passenger.
However, the rideshare driver is subject to state financial liability regulations if the accident occurs while they are not logged into the Uber app. A rideshare driver may be limited to the coverage provided by their auto insurance policy. This typically has a significantly smaller level of liability.
You Have to Submit Claims to Multiple Insurance Providers
Frequently, incidents involving ridesharing necessitate negotiations between multiple insurance providers. You might not know who to talk to about filing a claim or whether to agree to a settlement.
When faced with so much unknown information, it can be challenging to know where to begin. Depending on the circumstances, a rideshare accident may involve more than just your insurance company. It can necessitate the rideshare’s group insurance as well as the insurance company of the negligent driver.
After suffering a major accident, the last thing you want to do is deal with several insurance adjusters. This is why you should get the services of a qualified rideshare accident lawyer.
Conclusion
You have the right to sue for damages after a rideshare accident. This is especially true if the negligence of another party caused the accident. The stress of submitting a claim might be lessened with the expertise of an Uber accident lawyer.
Hiring a lawyer to guide you through the claims procedure after a rideshare accident can be a huge relief. A professional lawyer knows the ins and outs of filing insurance claims. To get the most out of your case, seek the advice of an experienced Newport Beach Uber and Lyft accident attorney.
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